Are you saving enough? What if that rainy day comes sooner than expected?

 

First, the fridge broke. When I say fridge I mean the freezer, the water dispenser- the works. Then, the washing machine decided that it too had enough of my family’s nonsense. Thirdly, the cherry on top of the cake (or the stone on top of the mud cake made by my 4-year-old): the roof leaked. Storm damage + a rainy day = disaster.

 

Things come in threes. Or rather they had better come in threes because I really don’t know how we’ll manage if we have another ‘mergency’ (see toddler dictionary) this week. The washing has piled up already. The laundry room, once a sanctuary to escape to with some chocolate and my phone, is now impassable. I don’t even want to know what that liquid coming from the freezer is. I’m trying to see a positive side to the leak. My daughter has found one: asking for her wellies and shouting ‘muddy puddles’ as one begins to form on the floor. At least now, I have an excuse to get the roof painted… something to add to the list of costs on this rainy day.

 

We all have bad weeks, but what if that ‘rainy day’ comes sooner than expected? 

 

From household ‘mergencies’ to loss of income to investment opportunities, having a ‘rainy day fund’ is a family MUST these days. Saving a few bob each month can save YOU a lot of stress and panic on days like these.

 

The best way to do this?

 

A simple savings account, like AIB’s Online Saver. Accessible through the app or online, this convenient way to save allows you to manage your finances at a time that suits you – what could be more parent-friendly? You can flexibly save as much or as little as you want per month, and there’s a handy feature allowing you to set up an account for your little ones from your own account - easy-peasy!