Most of us could do with saving a little extra cash each month, but often it can seem almost impossible to put anything aside. However, by simply going over your incomings and outgoings you might be surprised where you can make some savings.

 

If you would like to get some spare cash together, have a read of the following places you can cut corners. 

 

1. Ditch the car  

Say goodbye to the car and instead opt for public transport or better yet walk.

 

2. Turn off the heating

You don’t need to have the heating on during the summer, so switch it off and don’t turn it back on until absolutely necessary!

 

3. Cut back on takeaways

The cost of ordering out for food every Friday adds up, and not getting one every week can help with not just your wallet but your health too.

 

4. Unplug all electronic devices

You won’t save that much money, but every little helps.  

 

5. Lower the thermostat

If you lower it by just a degree or two, you won’t notice a change in the water temperature but you will notice it in your pocket.

 

 

6. Get rid of cable TV

It might feel like a huge sacrifice but you will instantly see savings in your pocket.

 

7. Cancel all magazine subscriptions

Unless you really need them, cancel all your subscriptions. 

 

8. Cook and freeze your own meals

Cook and freeze your meals so that no food goes to waste and ends up in the bin. 

 

9. Use coupons

Most of us have a few coupons lying at the bottom of our handbag - coupons that can be put to good use. Have a root around to see what you can find. 

 

10. Downgrade your health insurance

While we don’t suggest you get rid of it completely, you may be able to downgrade it slightly and save yourself a few bob. 

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