Children and even adults were no doubt delighted when they woke up on Christmas morning to their very own drone.

 

However, experts are warning parents to check their insurance policies as home insurers have reportedly rushed to add provisions to exclude “aircrafts” and “remote controlled vehicles” to policies.

 

According to The Telegraph, underwriters are refusing to foot potentially huge bills arising from injuries or accidents caused by the device.

The aircrafts were originally designed for military use, and, according to Frank Cannon, an expert in aviation law, insurance companies can see the huge risk. 

 

“With drones being so prolific, and in the hands of so many amateurs, potential fools and children, a lot of insurance companies will have decided to simply exclude them while they see the risk developing,” he added.

 

 

While many of us see toy drones as harmless fun, Frank has said that they could cause a serious accident.

 

“You could have one flying into a pram and injuring a baby, or breaking a window or car windscreen. There are lots of nasty things that could happen.”

 

But that’s not all.

 

Most drones are extremely expensive and experts have suggested you add it to a “specified item” on your contents policy in case it is stolen from your home.

 

However, seeing the huge trend in the device, insurance companies are starting to include them in their cover, but you should double check.

 

Highlighting the potential dangers, the Civil Aviation Authority have said: "Anyone operating a drone must do so responsibly and observe all relevant rules and regulations. The rules for flying drones are designed to keep all air users safe and anyone flouting these rules can face severe penalties including imprisonment.”

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